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Financial Services

Transforming Financial
Risk Assessment

How we helped a global financial institution reduce fraud by 37% while improving operational efficiency and customer satisfaction.

AI Consulting
Custom LLM Development
Data Engineering

Key Results

37%
Fraud Reduction
42%
Faster Assessment
$2.4M
Annual Savings

Project Overview

A leading global financial services provider with operations in over 30 countries was struggling with outdated risk assessment processes. Their existing system had a high rate of false positives, causing customer frustration and operational inefficiencies. Manual reviews were time-consuming and prone to human error, resulting in both missed fraud cases and legitimate transactions being flagged incorrectly.

The institution approached AscendAI to develop a more accurate, efficient solution that could reduce fraud while improving the customer experience. They needed a system that could adapt to evolving fraud patterns and scale with their growing transaction volume.

Client

Global Financial Services Provider

Timeline

6 Months

Services

AI Consulting, Custom LLM Development, Data Engineering

The Challenge

Outdated Risk Assessment

High False Positive Rate

The existing system flagged 23% of legitimate transactions as potentially fraudulent, causing customer frustration and requiring extensive manual review.

Slow Processing Times

Risk assessments took an average of 26 hours to complete, delaying transactions and impacting customer satisfaction.

Limited Adaptability

The system couldn't effectively adapt to new fraud patterns, leaving the institution vulnerable to emerging threats.

Scaling Issues

As transaction volumes grew, the system struggled to maintain performance, leading to increased operational costs.

Pre-Implementation Metrics

False Positive Rate
23%
Processing Time
26hrs
Fraud Detection Rate
68%
Customer Satisfaction
62%

Our AI Solution Architecture

Transaction Data
User Behavior
External Sources
Data Processing & Enrichment
Custom LLM Core
Pattern Recognition | Anomaly Detection | Risk Scoring
Decision Engine & Explainability Layer
Risk Assessment
Fraud Alerts
Audit Trail
Custom AI architecture designed for the client's specific needs
The Solution

AI-Powered Risk Intelligence

Custom LLM Development

We developed a specialized large language model trained on financial transaction data to identify subtle patterns indicative of fraud.

Real-Time Analysis

Our solution processes transactions in real-time, reducing assessment time from 26 hours to just 15 minutes on average.

Adaptive Learning

The system continuously learns from new data and feedback, improving its accuracy over time and adapting to emerging fraud patterns.

Explainable AI

We implemented transparent decision-making processes that provide clear explanations for flagged transactions, helping compliance teams work more efficiently.

The Results

Transformative Outcomes

Our AI solution delivered significant improvements across all key metrics, transforming the client's risk assessment capabilities.

37%
Fraud Reduction
Decrease in successful fraud attempts
42%
Processing Speed
Faster risk assessment completion
68%
False Positives
Reduction in false positive flags
$2.4M
Annual Savings
Direct cost reduction

Performance Comparison

Before Implementation

False Positive Rate23%
Processing Time26 hours
Fraud Detection68%
Customer Satisfaction62%
Manual Review Required42%

After Implementation

False Positive Rate7%
Processing Time15 minutes
Fraud Detection94%
Customer Satisfaction89%
Manual Review Required12%
CF
"AscendAI's solution has completely transformed our risk assessment capabilities. We've seen dramatic improvements in fraud detection while significantly reducing false positives. The system's ability to adapt to new fraud patterns has been particularly valuable in our rapidly evolving threat landscape."
Chris Finley
Chief Risk Officer, Global Financial Services
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